by Alan D. Smith | Ideas, Tips
February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
by Alan D. Smith | Ideas, Safety, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Alan D. Smith | Ideas, Safety, Tips
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Just 15 minutes...
by Alan D. Smith | Safety, Tips
Alan D. Smith Insurance Agency – Representing Bear River Mutual Since 1947 As the holiday season approaches, we’re reminded once again of how fortunate we are to serve the community we call home. Located in North Logan and proudly serving Cache Valley and all of Utah,...
by Alan D. Smith | Safety, Tips
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...