by Alan D. Smith | Ideas, Safety, Tips
For most, a tax refund is the largest single “bonus” of the year. Instead of letting it dissolve into daily expenses, savvy planners use it to secure a full year of coverage in one move. By applying your refund toward an annual premium, you essentially...
by Alan D. Smith | Safety, Tips
When it comes to insurance, the deductible is often the trickiest part of the policy to understand. It’s the amount of money you agree to pay out-of-pocket before your insurance coverage kicks in. Choosing the right deductible is a critical balancing act that...
by Alan D. Smith | Ideas, Tips
February is a tricky month for homeowners. Winter isn’t over, but temperatures often fluctuate enough to create new risks. A little proactive home maintenance now can help prevent costly insurance claims later. Start with your gutters and downspouts. Ice buildup can...
by Alan D. Smith | Ideas, Safety, Tips
As the temperature drops, the risk of frozen and bursting pipes skyrockets, often leading to one of the most common and costly homeowner insurance claims during the winter months. A burst pipe isn’t just an inconvenience; it can cause catastrophic water damage...
by Alan D. Smith | Ideas, Safety, Tips
The end of the year is often dedicated to finalizing taxes, making charitable contributions, and setting goals for the next twelve months. But there is one crucial financial task that often gets overlooked: scheduling an Annual Insurance Policy Review. Just 15 minutes...
by Alan D. Smith | Safety, Tips
Alan D. Smith Insurance Agency – Representing Bear River Mutual Since 1947 As the holiday season approaches, we’re reminded once again of how fortunate we are to serve the community we call home. Located in North Logan and proudly serving Cache Valley and all of Utah,...
(435) 258-5196
adsmithinsurance@gmail.com