Coverage For Your Investments

Do you own a home, apartment, duplex or a vacation home in Utah? At Alan D. Smith Agency, we offer dwelling insurance for your Utah properties. Dwelling coverage is a significant part of your homeowners insurance policy. This coverage could help pay to replace the actual structure of your home. We can help determine how much coverage you will need. Dwelling coverage should be enough to cover the cost to rebuild your home. You should also review your dwelling policy to ensure it reflects the current value to rebuild your home. It does not include your personal belongings such as, electronics and clothing. Dwelling does include attached structures like a garage or deck.

Dwelling coverage could cover damage from the following hazards: